ICBC financing loan application skills: users are ICBC credit customers, such as ICBC credit card customers or mortgage loans at ICBC; Users should not apply for excessive loan amount and long loan term when applying for electronic loans; Try to apply for an electronic loan through online channels; Reduce personal debt ratio; Maintain a good credit status. If the user is a whitelist user, as long as the user's qualifications are good, the application can generally be successful. Among them, users with better qualifications will also receive invitations from banks.

How to apply for approval for ICBC's e-purchase?

When applying for an ICBC electronic loan, you need to meet the following conditions:

1. The user is a citizen of China who has reached the age of 18 and is under the age of 65 and has full capacity for civil conduct;

2. Have a fixed residence or a fixed residence for dividends;

3. Have a legal and stable job and income source, and have the ability to repay the principal and interest on time;

4. No bad credit record and no serious negative information. Maintain good credit information.