The public welfare fund can borrow up to 200,000 yuan.
Second, can the public welfare fund buy loans from different places?
Hello, some areas can apply for provident fund loans in different places. Please consult the local provident fund management center for details.
Process of applying for housing provident fund loan in different places:
1. Employees who pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place) can apply for individual provident fund or lease loan from the provident fund management center in the loan place with the proof of provident fund payment.
2. When accepting the examination and approval of housing provident fund loans in different places, the provident fund management center at the place of deposit shall issue relevant materials such as the deposit of local housing provident fund for employees and their spouses and the loan certificate.
Please refer to the above answers provided by Ronglian Ye Wei.
3. Can the Community Chest purchase loans from different places?
Spread out completely
Hello, some areas can apply for provident fund loans in different places. Please consult the local provident fund management center for details.
Process of applying for housing provident fund loan in different places:
1. Employees who pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place) can apply for individual provident fund or lease loan from the provident fund management center in the loan place with the proof of provident fund payment.
2. When accepting the examination and approval of housing provident fund loans in different places, the provident fund management center at the place of deposit shall issue relevant materials such as the deposit of local housing provident fund for employees and their spouses and the loan certificate.
Please refer to the above answers provided by Ronglian Ye Wei.
Four, how to loan the housing public welfare fund?
According to the Regulations on the Management of Housing Provident Fund:
Workers need to withdraw the balance stored in the housing provident fund account, which should be verified by the unit where they work, and then apply to the housing provident fund management center with the relevant extraction certificate;
The management center shall, within 3 days after accepting the application, review the withdrawal and use of the housing provident fund, make a decision on whether to approve the withdrawal, and notify the applicant;
If the withdrawal is approved, the entrusted bank shall go through the payment procedures. The extraction certification materials that employees should submit when applying include not only an ID card and a copy, but also certification materials corresponding to different situations;
Specifically including:
(1) If it is necessary to withdraw the provident fund for the purchase of owner-occupied housing, the original and photocopy of the purchase contract (or contract), purchase invoice (or receipt, mortgage bank passbook) shall be provided. For the renovation and overhaul of the house, the original and photocopy of the "House Safety Appraisal Book" or relevant certificates, property certificates, invoices or receipts for purchasing building materials issued by the house safety appraisal institution shall be provided. When employees buy, build, renovate or overhaul their own houses, they need to apply for the housing accumulation fund of their spouses and immediate family members. The extracted employees shall go through the examination and approval procedures at the provident fund management center according to the prescribed procedures with the marriage certificate or household registration book and the above-mentioned relevant certificates.
(2) Repay the principal and interest of the house purchase loan, and provide the house purchase contract (or contract), house purchase invoice (or receipt, mortgage bank passbook), the original and photocopy of the loan contract, and the registration form for installment withdrawal of the housing provident fund.
(three) pay the rent, provide proof of family members' salary income, household registration book, the original and photocopy of the lease contract, and the registration form of provident fund installment.
(four) retirement, retirement certificate.
(five) completely lost the ability to work, and terminate the labor relationship with the unit, to provide proof documents issued by the labor department or hospital.
(six) if the household registration moves out of the city or county, the household registration certificate issued by the household registration book or the police station shall be provided; Those who leave the country to settle down, provide household registration book, passport and visa.
(7) If an employee dies or is declared dead, and his successor or legatee applies for withdrawal, he shall provide a household registration book, proof of legal inheritance or bequest, judgment documents, etc.
(eight) the termination of labor relations between employees who are not registered in this Municipality and their units, and the proof of termination of labor relations shall be provided when applying for withdrawal.