According to the one-year calculation, the loan market quotation rate (LPR) is the interest rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China after the quotation of 18 is completed, including 1 year and more than 5 years. From August 20th, 20 19, LPR will be published on the website of National Interbank Funding Center and China People's Bank at 9: 30 on the 20th of each month (postponed in case of holidays). According to the news of the central bank 1 65438+1October 20th, the People's Bank of China authorized the National Interbank Funding Center to announce that the loan market quoted interest rate (LPR) on 201965438+1October 20th is:1year LPR. The above LPR is valid until the next LPR version. The quoted market interest rate (LPR) of 1 year loan is 4. 15%, compared with 4.2% before. The market interest rate (LPR) of the 5-year loan is 4.8%, compared with 4.85% before.

1. The loan benchmark interest rate (LPR) is a basic loan reference interest rate calculated and published by the National Interbank Funding Center authorized by the People's Bank of China. The representative quotation bank quotes according to the bank's loan interest rate for the best quality customers, plus the open market operating interest rate (mainly referring to the medium-term lending convenience interest rate). All financial institutions should mainly refer to the loan pricing of LPR. The current LPR includes 1 year and more than 5 years. LPR has a high degree of marketization, which can fully reflect the supply and demand of funds in the credit market. Using LPR for loan pricing can promote the marketization of loan interest rate and improve the transmission efficiency from market interest rate to credit interest rate.

2. Loan (e-IOU credit loan _ ┘ネㄋ𞱋ㄏ𞱋ㄏ𞱋𞱋ㄏ𞱋𞱋𞱋𞱋𞱋𞱋𞱋𞱋𞱋𞱋12602