Legal analysis: illegal and criminal activities such as pornography, gambling, drugs, theft, robbery, cheating, etc., which are carried out solely for the purpose of obtaining illegal economic benefits, do not have the characteristics of doing evil and bullying the people, or are caused by marriage disputes, family disputes, neighborhood disputes, labor disputes and legal debt disputes between themselves and their close relatives, and other illegal and criminal activities that are really justified, should not be treated as evil forces cases.

legal basis: article 68 of the civil code of the people's Republic of China

prohibits lending at high interest, and the interest rate of borrowing shall not violate the relevant provisions of the state.

if there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

if the loan contract is unclear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Borrowing between natural persons is deemed to have no interest.

article 25 if the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except that the interest rate agreed by both parties exceeds four times the quoted interest rate of the one-year loan market when the contract is established.

the "one-year loan market quotation rate" mentioned in the preceding paragraph refers to the one-year loan market quotation rate issued by the National Interbank Funding Center authorized by the People's Bank of China on August 2, 219.