If necessary, first local audit, and then to the provincial capital audit! Credit

2. What are the loan types supported by China Bank's online loan application?

Types of loans supported by China Bank's online loan application: At present, online loan application supports micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. Different regions support different types of loans. Please select details from the drop-down menu. Personal online banking can be viewed in Loan Management-New Business Application-More Loan Application. Using personal mobile banking, you can check it in the home page-loans-more loan applications. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

3. If you have a mortgage in China Bank, what loans can you apply for from China Bank?

If you refinance your mortgage for the above reasons, I mind you forget it, because the interest rates of all banks are uniform. If you don't trust the bank, you can post your loan amount, service life and so on, and everyone will help you calculate. Mortgage to mortgage is mainly to increase the loan amount, so you can't enjoy the preferential interest rate of 15% stipulated by the state.

Fourth, the general family bank loan process?

Ordinary people in the bank loan process is relatively simple.

Step 1: Apply. The borrower needs to fill in the loan application form and submit the information to the bank. It should be noted that different types of loans need to submit different materials, so I suggest that you consult the bank about what materials we need to prepare ourselves when lending.

Usually the materials include ID card, education certificate, professional title certificate, work certificate and other materials, which are the basic information of the borrower; There are also proof of repayment ability, such as bank flow and income certificate, collateral and so on.

Step two: accept. At this time, the bank will verify according to the relevant information provided by the borrower. If the adjustment conditions are met, then enter the next step, that is, the signing stage. If you don't meet the requirements, you can't get a loan.

Here, the bank will evaluate our comprehensive situation, including credit information and assets, and decide the loan interest rate and loan amount we can get. The better the comprehensive evaluation, the lower the interest rate and the higher the loan amount. Conversely, the higher the interest rate, the lower the loan amount.

Step 3: Contract. This stage is the stage of signing a loan contract. In the loan contract, the loan type, loan purpose, amount, interest rate, term and so on will be agreed. We must observe it carefully.

Step 4: issue. After the contract comes into effect, the bank will give us a loan, but remember to repay the loan principal and interest on time. Some people forget the repayment period, which leads to overdue, which has a bad influence on credit reporting and also produces penalty interest.