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How to go through the formalities after the commercial housing loan is paid off?
1. After paying off the loan, go to the bank where you borrowed, find the personal business department, and issue the mortgage registration cancellation certificate.

2. When making a loan, the bank will give you a certificate of other rights to the house, so that you can go to the Housing Authority to cancel the mortgage, or the bank staff will handle it, get back the property right certificate and return it to the lender.

3. If the bank requires you to handle it in person, the specific steps are as follows: the owner of the house must be present, bring his ID card, mortgage registration cancellation certificate and certificate of other rights of the house, go to the Property Rights Section of the Housing Authority to handle the mortgage cancellation procedures and get back the house property certificate.