Inquiring about the progress of loan approval is something that many loan friends want to do, so what are the methods to inquire about the progress of loan approval? How can I check the progress of loan approval? Let's summarize it for everyone.
First, the bank loan approval progress query method
1, online query
Applicants can go directly to official website, a loan bank, log in to personal online banking, and make inquiries according to the prompts after logging in.
2. Counter inquiry
Applicants can directly inquire in the business hall of the loan bank. When inquiring, the applicant needs to bring his personal ID card and loan bank card so that the staff can inquire for you.
3. Telephone enquiry
Applicants can directly call the customer service hotline of the loan bank, follow the voice prompts, and enter the relevant ID number for inquiry. Telephone inquiry is more convenient.
Second, the loan APP loan approval progress query method
The general loan APP has a special loan approval progress query column in the app interface, and the applicant can directly click to enter the query. In addition, the applicant can contact customer service directly, quote his name and ID card, and then ask about the progress of loan approval.
Three, provident fund loan approval progress query method
Applicants can log on to the sub-core website of the core state organs to check the progress of loan approval. The specific operation method is: log in to official website Provident Fund, enter "Personal Loan Inquiry" in the column of "Information Inquiry", enter employee account number, ID number, employee name, inquiry password and verification code, and click "Loan Application Inquiry" on the left side of the page. The first login password is set by yourself.
remind
When you apply for a loan, you should first understand the time needed to approve the mortgage, so as not to delay your arrangement because the approval time exceeds expectations. In addition, it takes different time to apply for a loan. When the loan institutions are in short supply, the bank will extend the loan approval time accordingly, and the loan approval progress will remain unchanged.
How to check the progress of applying for a loan from China Bank?
Inquire about the progress of applying for a loan from China Bank: online inquiry, the borrower logs in to official website of China Bank to inquire about the progress of the loan. : Counter inquiry. Borrowers can bring loan-related documents and their ID cards to the business counter of the bidding outlets to check the loan progress. : For telephone enquiries, please call the customer service hotline 95566.
How to check the approval progress when applying for housing loan in CCB?
There are five ways to query:
1. Telephone consultation: No matter banks or other lending institutions, you can call their customer service, and the institutions will have specialized personnel to provide you with consulting services. You only need to provide your identity and loan information, and they will help you check and tell you how your loan approval is progressing.
2. Inquiry in official website: Generally, banks or other lending institutions have their own official website. You can inquire about the progress of loan approval in official website. You can enter your account, find the loan progress query in the function bar, and then click Query to know your loan approval progress.
3. Counter inquiry: Small partners who have enough time can also bring their ID cards and loan bank cards and go to the bank counter or the lobby of other lending institutions to inquire. This is also a very convenient way for staff to help you check the progress of loan approval.
4. Contact the account manager: When applying for a loan, it is usually negotiated by the account manager, and the applicant can directly consult the account manager if he has any questions. So you can directly find the account manager who helped you with the loan and ask him to help you inquire, so that you can quickly know the progress of your loan approval, which is also relatively simple and convenient.
5, APP query; Now many banks and some lending institutions have their own APPs, and there will also be a loan progress inquiry bar in the app. Click Query directly to check their loan approval progress through APP.
Among them, online inquiry is the most convenient, taking China Agricultural Bank as an example:
1. Enter the online banking of Agricultural Bank of China, click Personal Service, and then click Loan.
2. After entering the loan page, click the application progress query to enter the loan progress query page.
3. Enter the ID number and mobile phone number, and you can query after logging in.
Extended data
The loan has been approved, but the loan has not been released. Reason:
1. Although the loan has been approved, there are problems in the process of lending, so I can't lend you money. At this time, you need to communicate with the staff in time.
2. No bank card is bound. After the bank card is bound, the lending institution will lend money. This is the most basic thing for everyone to remember.
3. The speed of appropriation is a bit slow, and the speed at which each institution issues loans is different. Just wait patiently!
In any of the following circumstances, the borrower shall not issue loans:
1, which does not meet the qualifications and conditions specified in Article 17 of Chapter IV of these General Rules;
2, production, operation or investment in products and projects prohibited by the state;
3, in violation of the provisions of the state administration of foreign exchange;
4, the construction project according to the provisions of the state shall be reported to the relevant departments for approval without obtaining the approval documents;
5, production and operation or investment projects without the permission of the environmental protection department;
6. In the process of institutional changes such as contracting, leasing, joint venture, merger (merger), cooperation, division, paid transfer of property rights, and shareholding system reform. , the original loan debt is not paid off, the original loan debt is implemented or the corresponding guarantee is provided;
7, there are other serious illegal business practices.