Guangqi Honda manufacturers have good financial loans.

1. Buying Guangqi Honda's car by installment with the financial loan from the manufacturer will be more favorable than other payment methods, with no interest and cheaper car purchase.

2. The time for manufacturers to make financial loans is faster than that of banks, which allows car buyers to take their cars away as soon as possible.

What are the requirements for Guangzhou Automobile Chuanqi gs8 loan to buy a car?

A borrower who applies for a personal car loan from China Bank must meet the following conditions:

1, a natural person who has reached the age of 18, has full capacity for civil conduct, holds valid identity documents meeting regulatory requirements and has a fixed detailed address.

2 People's Republic of China (PRC) citizens with permanent residence in China, excluding citizens from Hong Kong, Macao and Taiwan.

3. Personal legal assets with sustained and stable legal income or full repayment of loan principal and interest, and the ability and willingness to repay loan principal and interest on schedule.

4. Personal credit status is good, and there is no bad credit record in BOC and its peers.

5. Being able to pay the down payment for car purchase that meets the limits set by laws, regulations, regulatory provisions and these Measures.

6. Provide effective guarantee recognized by the lender.

7. The purpose of the loan is clear and legal, and it can provide a car purchase contract, agreement or letter of intent recognized by the lender.

8. You need to open a deposit account with the Bank of China before handling the loan.

9. If entrusted payment is adopted, the borrower shall provide effective counterparty account information, etc. To meet the conditions of independent payment, you need to submit personal account information.

10. Comply with laws, regulations, regulatory requirements and other conditions stipulated by the lender.

As there are differences in business in different regions, please consult the nearest China Bank outlet for details.

The above contents are for your reference. Please refer to the actual business regulations.

Pass rate of GAC Huili loan

The loan pass rate is as high as 96%.

1. GAC Huili is an auto loan, which belongs to GAC Huili Auto Finance Co., Ltd. and has established good auto finance cooperation relations with more than 2,800 cooperative dealers. Its business scope covers more than 300 cities in China. However, automatic loans must meet certain conditions, including personal identity card and household registration book, personal income certificate, real estate license and so on.

2. After the user applies for a loan, he must return it on time, and it cannot be overdue, otherwise it will be uploaded to the credit information center, which will lead to the investigation of personal credit differences and affect the application of other loans.

1. Simple and popular loan understanding is to borrow funds that need interest.

2. Loans are a form of credit activities. Banks or other financial institutions borrow monetary funds at a certain interest rate and must repay them. Loans in a broad sense refer to loans, discounts, overdrafts and other loan funds. By lending money and monetary funds, banks can meet the needs of a society that supplements funds, thus expanding reproduction and promoting economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

3. The purpose of the loan policy of Guangzhou Automobile Commercial Bank is to ensure the coordination of its business activities. Loan policy is the general principle guiding every loan decision. The ideal loan policy can support banks to make correct loan decisions and help banks to operate; Secondly, it is to ensure the quality of bank loans. Secondly, it is to ensure the quality of bank loans. The correct credit policy can keep the bank's credit management at an ideal level, avoid excessive risks and properly choose business opportunities.

4. The loan method is the way for banks to lend money to enterprises. According to the different ways of loan guarantee, it can be divided into credit loan, guaranteed loan and bill discount. Credit loan only refers to the lender borrowing credit loan; Secured loans refer to secured loans, mortgage loans and committed loans; Bill discount refers to the lender issuing loans by purchasing the borrower's excess commercial bills, which can be regarded as a special form of promised loans. At present, the supply of credit funds in China can be divided into three types: direct loans, indirect loans and purchase of seller's loans.

5. The "three principles" refer to safety, liquidity and efficiency, and are the basic principles of loan operation of commercial banks. Article 4 of the Law of People's Republic of China (PRC) Commercial Bank stipulates: "Commercial banks shall operate independently, bear their own risks and be responsible for their own profits and losses on the principle of safety, liquidity and efficiency."

I hope I can help you.

So much for the introduction of GAC Loan.