Current location - Loan Platform Complete Network - Loan intermediary - Can I buy an apartment in Shanghai? What are the advantages and disadvantages of buying an apartment?
Can I buy an apartment in Shanghai? What are the advantages and disadvantages of buying an apartment?
With the continuous development of the local real estate market, real estate projects emerge one after another in Shanghai. In order to provide a better living environment for singles, some real estate enterprises have launched apartments for them to buy, which has certainly attracted many investors. Can I buy an apartment in Shanghai? Then let's take a look!

The topic of "Can Shanghai apartments be bought" is controversial, but it is believed that more people buy apartments, because apartments are not only commercial in nature, that is, they can be invested and meet the living needs. And in the relevant real estate policy, the purchase of commercial apartments, not counting the first house, will not have an impact on the purchase of general housing. At the same time, business apartments can be rented without self-occupation, which is very popular with tenants.

Moreover, according to the new real estate policy introduced by Shanghai in recent years, the purchase of apartments will be unrestricted, which is very good news for outsiders. Because Shanghai's housing prices are quite high, the purchase restriction is strict, and it does not meet the regulations, so it cannot be bought with money. Therefore, the unlimited purchase of apartments has led many foreigners to buy apartments one after another, and such houses are cheaper and more manufacturable, which is still very good.

The above new policy is not only good news for outsiders, but also a good opportunity for locals. If property buyers have limited funds and need to buy a house for transition, they may wish to choose an apartment. Of course, as an investment purpose, it is also very good, because the potential demand for apartments is great, so there is no need to worry about renting and reselling.

However, some people have expressed their views on the topic "Can Shanghai apartments be bought?". Buying an apartment is not recommended. Because the property right time of commercial apartments is often only forty years, except for the time of land acquisition and building, the use time is only thirty years. If you want to own the land use right in the later period, you must pay a high premium to continue to own the relevant rights.

At the same time, in second-hand housing transactions, business apartments have to pay land value-added tax, and ordinary houses do not. Among them, the tax amount is determined according to the value-added amount, and it is levied according to 30% to 60% of the relevant part. In addition, this apartment is for commercial purposes, so if you apply for a loan, the term of the commercial loan is limited, only ten years. And you can't use provident fund loans, which means high interest rates and greater mortgage pressure. Moreover, most apartments are small in size, generally without balconies, and the building spacing is still low, so the livability is not ideal.

About the introduction of Shanghai apartments that can be bought, due to space reasons, I will introduce them here temporarily, hoping to help you. If you want to know more, you may wish to pay attention to our information.