First of all, we must understand a question, that is, how much is the loan for this house? If there is a loan of 300 thousand, you must pay off the loan first. At this time, you can choose to clear the loan yourself, or let the buyer pay it back. Only after the relevant loans are clear can the house go through the transfer formalities. For example, the house is700,000 yuan, and there is no need to pay any tax. The reason for this is that different cities have different regulations on different taxes and fees, so
If you are in Beijing, you don't need to pay any taxes if you sell 700,000 yuan, mainly because the taxes and fees of second-hand houses in Beijing are passed on to buyers. Of course, if you are willing to bear the relevant taxes, you only need to pay 5.5% business tax and 1% personal income tax. So if we want to calculate how much money we can earn, we must go through systematic calculation and deduction.
To sum up, we can obviously find that if we sell the house with a loan, the cash we get is actually the difference we earn. Of course, if we make a big difference, we can still make some money.