In order to set up a factory in partnership with a friend of his, Mr. Wang borrowed a loan of 50 thousand yuan and had no funds to start a business. Due to poor management and the closure of the factory, Mr. Wang had no money to repay the loan and embarked on the old road of repaying the loan with loans. He even wants to go ashore by chance: buy the Mark Six lottery ticket and win money by racing. As you can imagine, the result got deeper and deeper, and the loss was a mess. The money owed changed from 50,000 to 230,000.
Just when Mr. Wang was at a loss, in a loan exchange group, Q "credit manager" gave Mr. Wang the opportunity to borrow money, and repeatedly promised that Mr. Wang would not pay back the money or accept it! Just need Mr. Wang to go to the store to provide his mobile phone number and basic information of real-name registration system, which has been used for more than a year.
What's left is that Q "credit manager" helps him pack the materials and bills, pays the money after half a month, and then divides it 50-50. That is to say, suppose Mr. Wang borrows 20,000 yuan, and after the next repayment, 1 10,000 yuan is given to Q, and 1 10,000 yuan is his own. After that, Mr. Wang won't have to pay back the money.
Is there such an operation? Why can I borrow money here and not pay it back? Although there are many doubts, Mr. Wang can't resist the temptation of "borrowing money and not paying it back". He didn't listen to everyone's persuasion and prepared to deal with it according to the address given by manager Q. I don't know what others think about this situation. Anyway, I don't recommend taking risks alone.
First of all, fraudulent loans will bear legal responsibility.
According to Mr. Wang's description, Q will use his information to package loan information for him, which is already a loan fraud. The lender will bear legal responsibility.
Secondly, it is the lender's responsibility not to repay the loan.
Lenders draw 50%, and it's none of their business not to repay. Who is the lender, then who will bear the repayment responsibility. According to the description of the above case, the "lender" is likely to help defraud the loan and then win over the run. In this case, the pressure on borrowers is even greater.
It's easy to do stupid things when you need money badly. For example, the above things are probably a scam, induced in the name of not paying back the money, attracting people to take the bait. So, in this case, I suggest you meditate for three times: there is no such thing as a free lunch!