Hello, it is generally possible, a natural person aged 18 to 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan business at a local bank. The process of bank loan: 1. Prepare relevant procedures; 2. Apply to the bank; 3. The bank approves before the loan; 4. Go through other legal procedures; 5. Bank loans.