1, medical expenses are paid in full, and medical insurance reimbursement cannot be obtained;
2. Without financial subsidies, medical insurance for urban and rural residents needs a combination of individual contributions and financial subsidies;
3, unable to join the family * * * economic account;
4. You may face legal responsibilities, such as paying arrears and paying late fees;
5, affect personal credit records, may affect loans, consumption and other activities;
6. Disturbing the balance of medical insurance funds and affecting social harmony and stability.
The role of medical insurance:
1, reducing the burden of medical expenses: through medical insurance, individuals can get a certain proportion of medical expenses reimbursement when they are sick;
2. Improve the convenience of medical treatment: the insured can enjoy more convenient medical treatment services in designated medical institutions;
3. Promote health management: Medical insurance usually includes some health management services to help the insured maintain and improve their health;
4. Ensure family economic security: medical insurance can reduce the risk of poverty caused by illness and protect families from the economic impact of medical emergencies;
5. Promote the development of medical service market: The existence of medical insurance promotes the development of medical service market and the rational allocation of medical resources.
To sum up, failure to pay medical insurance will cause individuals to bear all medical expenses, lose financial subsidies, be unable to join family account, and may face legal responsibilities, affect personal credit records, and destroy the balance of medical insurance funds, thus affecting social harmony and stability.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
The state establishes and improves social insurance systems such as basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. To protect citizens' right to get material help in case of old age, illness, unemployment, work injury and maternity.