What is the prepayment process of CCB mortgage?
1, telephone reservation. CCB customers who need to repay in advance need to call the CCB customer service hotline 95533 to make an appointment in advance and wait for the other party's notice. At the same time, carefully check the bank's prepayment requirements and pay attention to whether it is necessary to prepare prepayment penalty.
2. Fill in the application form. After receiving the notice from the other party, go to the CCB outlet to get the application form and fill it out. At the same time, prepare the required materials, identity cards, loan contracts, etc., and submit them to the bank for approval. Bank telephone notification. After the bank approves, the bank will call. Go through the repayment procedures. The repayment person carries the relevant documents to the bank to handle the prepayment procedures. Make an advance payment After the formalities are completed, go to the bank counter to repay the money, and some banks can directly transfer the money to the card. Others. If it is paid off at one time, you need to decompress and cancel.
What should CCB pay attention to when repaying the mortgage in advance?
1. The lender should fully understand the borrower's credit status, loan purpose and economic ability, so as to reduce the loan risk; Can't? Borrow? 、? Owe? In any case, the lender must require the borrower to indicate in the formalities issued that the money belongs to the loan; The lender must require the borrower to write down the loan amount in Arabic numerals and Chinese capitals in neat handwriting, and indicate the repayment time and method; Lenders can agree on loan interest with borrowers, and the agreed interest rate can be appropriately higher than the bank loan interest rate. If there is no interest agreement, it is regarded as an interest-free loan;
2. The lender shall require the borrower to show his/her ID card, and require the borrower to write his/her name or fingerprint at the signature of the ID card, and indicate the ID number; The lender may require the borrower to provide a guarantee; After the borrower repays part of the loan, it shall require the lender to issue a receipt, and after returning all the loans, it shall recover the loan.
What is the prepayment process of CCB mortgage? What should CCB pay attention to when repaying the mortgage in advance? The prepayment process of CCB mortgage is more troublesome. It is not troublesome to go to the repayment process on time on weekdays, because everyone has experience, but prepayment is different. If you want to pay in advance, you have to make an appointment. There are many things to pay attention to when handling.