Answer the point, hehe. . . What's the use of nonsense . . . There are two versions. . The first one is 1%- 15%, which is a percentage, and the second one is described in centimeters, minutes and angles. . What is the difference?

Second, what does a four-point loan mean?

1, the loan is charged at four points, and the four points are 4%. For example, if you borrow 65438+ ten thousand yuan, then the four points are/kloc-0 10000004% = 4000 yuan. 2. The interest rate in China is managed by the People's Bank of China. The bank loan interest rate refers to the benchmark interest rate set by the People's Bank of China, and the actual contract interest rate can fluctuate within a certain range on the basis of the benchmark interest rate. The loan interest rate refers to the ratio of interest amount to principal amount during the loan period. Loan interest rate is the name of loan interest percentage, which is called point for short. How many points reflect how high the bank interest rate is. This interest rate of 4 points is actually an interest agreement negotiated by the bank when you apply for a loan. The larger the amount of application, the more interest you will get. Information expansion: loan notice: (1) When applying for a loan, the borrower makes a correct judgment on his repayment ability. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life. (2) Choose an appropriate repayment method. There are two repayment methods: equal repayment method and equal principal repayment method. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period. (3) Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again. (4) Take care of your own contracts and IOUs, read the terms of the contracts carefully, and understand your rights and obligations.

3. What do you mean by four-point loan?

1, the loan is charged at four points, and the four points are 4%. For example, if you borrow 65438+ ten thousand yuan, then the four points are 1000004%=4000 yuan.

2. The interest rate in China is managed by the People's Bank of China. The bank loan interest rate refers to the benchmark interest rate set by the People's Bank of China, and the actual contract interest rate can fluctuate within a certain range on the basis of the benchmark interest rate. The loan interest rate refers to the ratio of interest amount to principal amount during the loan period. Loan interest rate is the name of loan interest percentage, which is called point for short. How many points reflect how high the bank interest rate is. This interest rate of 4 points is actually an interest agreement negotiated by the bank when you apply for a loan. The larger the amount of application, the more interest you will get.

Data expansion:

Matters needing attention in loan:

(1) When applying for a loan, the borrower makes a correct judgment on his repayment ability. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life.

(2) Choose an appropriate repayment method. There are two repayment methods: equal repayment method and equal principal repayment method. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period.

(3) Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again.

(4) Take care of your own contracts and IOUs, read the terms of the contracts carefully, and understand your rights and obligations.

(Source: Baidu Encyclopedia: Loan Interest Rate)

4. How much commission do you get for being a Ping An loan salesman with 65438+ 10,000 yuan?

Generally speaking, Ping An salesman100000 takes a commission of 3500. The commission is generally around 3~4 points. Insurance agent salespeople don't have a fixed basic salary, so they can earn as much as they sell. The CIRC has repeatedly prohibited salespeople from returning commissions, which is illegal sales. However, in order to compete for customers and improve sales performance, insurance companies will return commissions. Generally speaking, salespeople don't have a fixed basic salary, and with the commission rebate, the income of insurance salespeople is very unstable, especially new salespeople. . Old salespeople and team leaders have a relatively stable customer base, stable business volume and relatively stable income, but for the sake of their own team's performance, they often teach new salespeople to attract customers with rebates.