Yes The provident fund can be taken out in less than a year. Provident fund withdrawal has nothing to do with the time of deposit. As long as it meets the local withdrawal standards, it can be withdrawn without deposit for one year. Housing provident fund is paid on a monthly basis, and every company has the amount of housing provident fund, but it does not mean that all companies have the provident fund to pay for this project. The withdrawal of housing provident fund is divided into different situations, and the withdrawal amount is also different. For example, if you buy a house and use a housing loan, you can withdraw the provident fund once a month, and the total amount of withdrawal cannot exceed the actual housing expenditure.

Conditions for withdrawal of housing provident fund

Extraction of housing provident fund generally needs to meet one of the following circumstances:

1, purchase, construction, renovation and overhaul;

2. Houseless households pay rent;

3. Repaying the housing loan;

4. Add elevators to existing houses;

5 migrant workers leave the city and terminate the labor contract with the unit;

6. Losing the ability to work and terminating the labor relationship with the unit;

7. Families are included in the scope of subsistence allowances/special hardship assistance;

8. Treating major diseases;

9. Encounter unforeseen disasters or accidents;

10, the registered permanent residence moved out of the province;

1 1, leaving the country to settle down;

12, retired, retired;

13, sentenced while in office;

14, dead or declared dead.

To sum up, you can withdraw the provident fund in less than one year.

Legal basis:

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.