(1) Pay interest on a monthly basis. If the principal expires, the interest will be repaid from the date agreed in the contract (in principle, any day) from the next month, and the principal and the last interest will be repaid according to the agreed maturity date.

(2) Interest shall be settled quarterly. If the principal is due, the principal and interest shall be repaid on the 20th of each quarter, and the principal and interest shall be repaid on the due date agreed in the contract.

(3) If the principal and interest are repaid every month, the principal and interest will be repaid from the date agreed in the contract (in principle, any day) from the next month, and the last principal and interest will be repaid according to the due date agreed in the contract.

(4) If the interest is paid off together with the principal, the principal and interest shall be returned on the due date agreed in the contract.

(5) Special circumstances of the loan repayment date of Minsheng Bank:

1) The loan will not be postponed in case of holidays, and the customer can go through the repayment formalities when it is due or make repayment several days in advance. Therefore, in order to facilitate repayment, customers should be careful not to set the maturity date on holidays when borrowing money.

2) To change the repayment account, an application shall be filed, and an agreement on changing the repayment account shall be signed with the consent of the bank, and the effective date shall be agreed.

3)? Customers can apply to the bank to change the repayment date of Minsheng Bank loan. When changing, an application shall be made, and after the approval of our bank, the corresponding change agreement shall be signed, and the repayment amount of each installment of the remaining term shall be recalculated.