(1) You can borrow relatives of your son or daughter-in-law to handle housing loan procedures. The elderly can choose to apply for a loan with their immediate family members and sign the real estate license together. The relevant procedures are not complicated. According to the current purchase policy, the purchase age+loan time of buyers cannot exceed 65 years old, but it can be relaxed to 70 years old in special circumstances. This policy determines that the elderly cannot buy a house through their own loans.
(2) If * * * has repayment, you can add the name of the immediate family member to the real estate license to buy a house. At the same time, in order not to affect the problem of children buying a house in the future, the elderly can apply to the bank for repayment when they buy a house with a loan. The * * * repayment person mentioned here actually refers to the relay loan for house purchase, and both parents or one of them and their children apply for a loan to buy a house as borrowers. Whether it is the children of the elderly, or the son-in-law or daughter-in-law, this relationship can be used to extend the loan time.