Recently, many places across the country have continued to introduce home purchase support policies, and home purchase subsidies have become mainstream.
On September 26, according to the official Weibo "Hohhot Release" of the Hohhot Municipal People's Government Office in Inner Mongolia, Hohhot will hold a monthly real estate exhibition and sales event, and has studied and formulated a number of home purchase subsidy policies to benefit the people. These include special house purchase subsidies for talents, house purchase consumption vouchers, house purchase deed tax subsidies, etc. This event basically covers Hohhot’s mainstream developers and their properties for sale.
On the same day, the "Jinhua Release" public account announced that between September 26 and December 31, 2022, buyers who purchase second-hand houses in Jinhua urban area and apply for online signatures will be charged with deed tax. A subsidy of 1% of the tax amount will be provided.
Henan Anyang City Housing Association proposed to implement housing purchase subsidies for nine new commercial housing projects, including Jianye Duolun Shiyue Mansion and Duolun Metropolis. All home buyers who purchase newly built commercial housing selected for this event can enjoy home purchase subsidies. The subsidy standard is 50,000 yuan for each rural household registration and 30,000 yuan for each urban household registration; the time of this event is September 26, 2022 Until October 15th.
In addition, according to the Media Center of Yangshuo County, Guilin City, Guangxi Zhuang Autonomous Region, between September 21, 2022 and November 22, 2022, anyone who purchases new commercial housing (including residential buildings) within the jurisdiction of Yangshuo County , shops, apartments, etc.) and complete the registration and filing of the "Commercial Housing Sales Contract" and pay the deed tax in full, a subsidy will be given based on 100% of the actual deed tax paid by the home buyer.
Reporters from the Securities Times found that recently, Xiaogan County in Hubei Province, Donggang in Liaoning Province, Kaifeng in Henan Province, Guangyuan in Sichuan and other places have intensively released home purchase subsidy policies.
Hohhot has launched a number of housing purchase subsidy policies to benefit the people
On September 26, the official Weibo of the Hohhot Municipal People’s Government Office announced that Hohhot will hold the “Building a Nest to Attract Phoenix·Entertainment” During the "Ju Qingcheng" real estate exhibition and sales month activity, a number of housing purchase subsidy policies have been studied and formulated to benefit the people.
Specific policies include:
1. House purchase subsidies to attract talents. Graduates from full-time general colleges and universities with a bachelor's degree or above who are employed in non-public enterprises or start their own businesses within Hohhot City and who have purchased a house within the city for the first time within 5 years of graduation shall be subject to the "10 Policies for Attracting Talents in Hohhot City to Support the Implementation Measures for Talent Employment and Entrepreneurship" (Hu Zheng Fa [2022] No. 26) Enjoy special subsidies for home purchases.
2. House purchase consumption subsidies. From October 1st to 5th, "Consumption Vouchers" will be issued on-site. You can use the "Consumption Vouchers" to purchase exhibition houses (commercial residences only) and enjoy the housing payment subsidy. "Consumption Vouchers" are divided into government housing purchase subsidy coupons of 10,000 yuan and corporate housing purchase coupons of 20,000 yuan. They are valid from 9:00 on October 1, 2022 to 24:00 on October 5, 2022.
3. House purchase deed tax subsidy. During the exhibition and sales month, if you purchase a house available for sale within the administrative area of ??Hohhot that has obtained a commercial housing pre-sale license or completed the first real estate registration (including residences, apartments, commercial and office buildings, excluding second-hand houses), you will be given a discount after paying the deed tax. Financial subsidy of 100% of the deed tax paid.
In addition, during the exhibition and sales month, a "House Purchasing Policy Consultation Service Desk" was set up to invite staff from the Housing and Urban-Rural Development Bureau, the Taxation Bureau, the Human Resources and Social Security Bureau and other relevant departments to the exhibition site to explain the subsidies for citizens. Policies to promptly solve problems encountered by consumers when purchasing houses.
The real estate exhibition and sales month of Hohhot City's "Building a Nest to Attract Phoenix and Living in Qingcheng" is from September 29, 2022 to October 31, 2022, and the centralized display period is from October 1, 2022 to October 5th. The opening ceremony was held on October 1 at the Inner Mongolia International Convention and Exhibition Center (Hall A). It is understood that famous enterprises and famous properties have become the main force in this exhibition and sales month. 26 real estate companies, 71 projects, and 18,800 suites will appear in the exhibition and sales month, basically covering the mainstream developers in Hohhot and their properties for sale. Provides a "one-stop" home selection and purchase platform.
According to the relevant staff of the Hohhot Municipal Housing and Urban-Rural Development Bureau, real estate development companies participating in this exhibition and sales month must be reviewed by the housing and construction department for exhibition qualifications. They must obtain a commercial housing pre-sale license and set up a fund supervision account or Only projects that have completed the first real estate registration are eligible to participate in the exhibition. Therefore, consumers are more secure when buying houses during the exhibition month.
Jinhua released second-hand housing purchase subsidies for the first time
On September 26, the "Jinhua Release" public account announced that for the period from September 26 to December 31, 2022, Buyers who purchase second-hand houses in Jinhua urban area and apply for online signing will be given a subsidy of 1% of the deed tax amount.
The Jinhua Municipal Construction Bureau stated that on June 10 this year, Jinhua City issued a policy to implement home purchase subsidies for commercial housing, and simultaneously adjusted the housing provident fund loan policy for second- and three-child households to stimulate potential home purchase demand and stabilize real estate. market. In order to make good use of the "one city, one policy" policy toolbox and further support rigid and improved housing demand, the urban area decided to extend the housing subsidy policy from commercial housing to cover second-hand housing. This is the first time in the history of Jinhua City that housing purchase subsidies have been issued for second-hand housing.
Relevant people from the Jinhua Real Estate Association believe that buying second-hand housing is basically a rigid need, and residents usually need to sell and replace their existing housing before they have the conditions and ability to buy improved commercial housing. The housing purchase subsidy opens up the primary and secondary markets, and the coordinated efforts of the policies fully reflect the flexibility of "one city, one policy" and the precision of "city-specific policies", which helps to "activate the second-hand market and leverage the first-hand market" to realize Maximize policy effects.
According to reports, since March this year, Jinhua City has successively launched a package of policies, including optimizing the payment method of land transfer fees, continuously reducing the scale of commercial residential pre-sale permits, adjusting the lottery policy for limited-price housing, and increasing the amount of provident fund loans. It also reduces the down payment ratio, increases support for talents to purchase houses, and guides financial institutions to strengthen support for personal mortgage loans. At present, the first and second mortgage loan market quoted interest rates (LPR) of commercial banks in the urban area have dropped to 4.1% and 4.9% respectively. This is the first time that the first-hand and second-hand housing purchase subsidies are fully covered. The maximum loan amounts for both housing provident fund employees for the first and second homes have been increased to 800,000 yuan and 500,000 yuan respectively, which are the highest in recent years; the down payment ratios for first and second home loans are 30% and 40% respectively, which are the lowest in recent years.
The Jinhua Municipal Construction Bureau stated that as Jinhua City’s favorable policies for home purchase continue to be released, the superimposed effects of the policies have gradually emerged, and market confidence and willingness to purchase homes have increased significantly. Online signing data provided by the Jinhua Real Estate Service Center shows that from September 1 to 20, the city’s new commercial residential and second-hand residential transaction volumes increased by 32.2% and 14.1% month-on-month respectively.
House purchase subsidies have become mainstream
Reporters from the Securities Times found that recently, home purchase subsidy policies have been released intensively in many places.
On September 23, Xiaochang County, Xiaogan City, Hubei Province issued the "Notice on Promoting the Stable and Healthy Development of Xiaochang Real Estate Market", which stated that for those who purchase new commercial housing, they must meet the delivery date agreed in the commercial housing registration contract. , enjoy the same compulsory education policy as citizens. Those who purchase new commercial housing with an area of ??no more than 144 square meters will be given a 100% subsidy on the purchase deed tax to promote housing consumption and stimulate market vitality.
On September 22, Liaoning Donggang issued the "Notice on Donggang City’s Preferential Policies for Commercial Housing Purchase in 2022", which proposed that anyone in Donggang during the period from September 23, 2022 to October 10, 2022 Those who purchase commercial housing within the city and complete online registration can be given housing purchase subsidies. Among them, those who purchase their first home with a construction area of ??less than 90 square meters will enjoy 100% of the total deed tax for the purchased commercial housing; those with a construction area of ??90 (inclusive) to 144 square meters will enjoy the deed tax for the purchased commercial housing. 80% of the total amount of monetary subsidy; if the building area is more than 144 (inclusive) square meters, enjoy 60% of the total amount of deed tax for purchased commercial housing. Those who purchase a home that is not their first home, regardless of the floor area, will enjoy a monetary subsidy of 50% of the total deed tax paid on the commercial housing purchased.
On the same day, Kaifeng, Henan Province issued the "Notice on Subsidies for Deed Tax Payment of Commercial Housing in Kaifeng City", which stated that anyone who purchases commercial housing in Kaifeng Municipal District (excluding Xiangfu District) before September 30 and For buyers who have signed a house purchase contract (excluding second-hand houses) and have not yet paid the deed tax, if they have paid the commercial housing deed tax from July 22 to October 31 and are within the scope of the subsidy and declare the subsidy before November 10, the total amount of the deed tax will be calculated. 15% of the amount will be subsidized.
On September 21, Sichuan Guangyuan introduced favorable policies for home purchases in 2022, including providing home purchase subsidies, increasing the provident fund loan limit, reducing the provident fund down payment ratio, adjusting the method of identifying housing units, relaxing the age limit for provident fund loans, etc. In terms of house purchase subsidies, a fiscal house purchase subsidy of 100 yuan/square meter will be given to the first set of newly built commercial housing within the urban area, with a maximum of no more than 10,000 yuan per unit (excluding limited-price commercial houses); 150 yuan will be given to the second purchase of newly built commercial housing. / square meter of financial housing purchase subsidies, with a maximum of no more than 15,000 yuan per unit (excluding limited-price commercial housing). In terms of housing provident fund policies, the loan limit for a single employee has been increased from 500,000 yuan to 600,000 yuan, and the loan limit for two employees has been increased from 700,000 yuan to 800,000 yuan; the first home loan policy will be implemented for those without housing provident fund loan records; those with a housing provident fund loan record And the loan balance that has been paid off will be subject to the second home loan policy. At the same time, for borrowers with good personal credit and the ability to repay, the loan period can be appropriately relaxed to 5 years after retirement (the loan period shall not exceed 30 years).
(The original title is "In these places, housing purchase subsidies are provided again!")