The borrowing limit of Xiaoying Card Loan can be used repeatedly. The borrower can generally borrow money after repaying the loan in time. At present, the general loan limit of Xiaoying Card Loans ranges from 2,000 yuan to 50,000 yuan. Borrowing from Xiaoying Kadai multiple times requires the applicant to have relatively good personal credit and ensure that the repayment record during the borrowing period is good and there are no overdue behaviors. This will make Xiaoying Kadai continue to trust the borrower's credit.

How long does it take for Xiaoying Card Loan to be reviewed? Is the Xiaoying Card Loan review easy? 1. Xiaoying Card Loan can be reviewed and disbursed in the fastest 2 hours, which beats the disbursement speed of 95% of loan software on the entire network. If your loan application is on a non-working day, it will be postponed, and the staff will help you as soon as possible. The application will be reviewed;

2. As long as you provide your true identity information for the loan in Xiaoying Card Loan, the loan is very easy to pass. If you want the review to be approved faster, You can fill in the identity information in more detail when submitting the application, so the pass rate will be higher!

What will happen if the Xiaoying Card Loan is overdue?

1. The credit report will leave a stain

The Xiaoying Card Loan will be subject to the credit report, regardless of Both the user's loan records and overdue records will be uploaded to the central bank's credit report. After overdue records are uploaded, they cannot be deleted within five years and will be retained forever. During this period, whether you apply for a loan or a card, you will most likely be rejected, and it may also affect your job search.

2. Suffering from platform collections

Xiaoying Kadai will collect collections from users who do not repay their debts. In the early stage, they will have a good attitude to remind them to repay, but in the later stage, they will have a harsh attitude. warn. Not only will they collect money from you, they will also tell the contacts in your address book about your non-payment, which will make you lose face.

3. High penalty interest rate

Xiaoying Card Loan will also charge penalty interest to users who do not repay their debts. Generally, the interest rate of penalty interest is around 0.5%, and it is Interest is calculated on a daily basis. If you owe 5,000 yuan and fail to repay, the penalty interest incurred is 25 yuan per day, and a penalty interest of 750 yuan will be incurred if you default for one month.

4. Being sued by the platform

If you default on repayment for a long time and ignore the platform’s collection, you may be sued by the platform. If you still refuse to repay the loan after the court's ruling, you will be included in the "Lao Lai" list and restricted from consumption and travel.