The government can provide proof materials for loans to private enterprises, because this ensures the safety of loans and promotes the upgrading of financial services.

1. Guarantee loan security: The government can guarantee the security of loans to private enterprises and reduce the risks of banks. Government certification materials contain the basic information and operating conditions of enterprises, which can help banks better understand the situation of borrowing enterprises and make more accurate risk assessment.

2. Promote the upgrading of financial services: The certification materials issued by the government for granting loans to private enterprises can promote the upgrading of financial services, improve the service quality of financial institutions to private enterprises, and meet the diversified financing needs of enterprises.