1. Car buyers must be at least 18 years old and be China citizens with full civil capacity.
2. Car buyers must have a relatively stable job and a relatively stable economic income or assets that are easy to realize, so as to repay on time. ...
3. During the loan application period, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the account of the bank savings counter.
4. Provide banks with bank-approved guarantees. If the car buyer's personal account is not local, he should also provide joint liability guarantee, which the bank does not have. ...
5. Car buyers are willing to accept other conditions deemed necessary by the bank.