1. What is the down payment ratio of the first suite in Zhengzhou? According to the current policy of Zhengzhou, in the case of the first suite, the down payment can be 20% for the purchase of a new house with an area of not more than 90 square meters;

2. If the purchased house is a second suite, 60% of the down payment shall be made for the purchase of the property;

3. If the house you buy is a three-bedroom house, the bank that needs a loan may not issue a loan according to the house price;

4. In other cases, the down payment is 30%.

5. different, the proportion of loans for the first suite is also different. Common commercial loans and provident fund loans are described in detail below.

(1) Commercial loan: For residents, if they buy a house, they can get 70% of the appraised price of the house (the appraised price is generally lower than the market price).

(2) Provident fund loan: 80% of the appraised house price can be obtained by loan (within 90 square meters, 70% by loan exceeding 90 square meters).