The 2021 Touran is a Volkswagen MPV with an official guide price of 151,800 yuan to 194,800 yuan. Let’s take Touran’s highest configuration, the 2021 Touran L280TSI Extended Deluxe Edition, a 6-seat National VI model, as an example. It is understood that some dealers in Shenzhen currently have a discount of up to about 15,000 yuan, so the terminal price of this model is 179,800 yuan. First, let’s take a look at how much it costs to buy this car with a loan. Based on a down payment ratio of 30 and a loan term of 3 years, the monthly payment is 3,999 yuan, plus commercial insurance of 7,269 yuan and other necessary expenses of 17,662 yuan. The final down payment The payment is 53,940 yuan. Of course, if you want to buy it in full, including commercial insurance, compulsory traffic insurance and other expenses, you need to prepare 204,731 yuan for this car. What do you think of this price?