When parents apply for housing provident fund loans, they can write their children's names on the real estate license, but the children are co-owners of the house, so they should also write their own names on the real estate license, not just their children. After all, loans are also made from parents' provident funds. If there are no parents' names on the real estate license, only the children's names, then the approval is likely to fail.

Of course, if you apply for commercial loans and mortgage to buy a house instead of buying a house with provident fund loans, you can only register your child's name on the real estate license, and the parents will be the repayment person. It should be noted that this kind of mortgage is also approved according to parents' age, economic income level and repayment ability, rather than reviewing children.

However, in this way, there is already a suite in the child's name. After that, if the child wants to borrow money to buy a house, he can't enjoy the discount of the first suite.

In fact, parents borrowed money to buy a house. If they only write their own names on the real estate license when they apply, and then want to write their children's names on the real estate license, they can wait until the mortgage is repaid before adding their names. If you buy a house for your child, you can transfer the house directly after paying the mortgage.