No impact.

If you buy a house without getting a marriage certificate and put the woman’s name on it, part or all of the house will be regarded as a gift to the woman, and the loan is in the name of the man. The house has been paid in full, and the loan It has nothing to do with the house, so it will not be affected by the ownership of the house.

If you buy a house before getting a marriage certificate, and the names of both men and women are written on the real estate certificate, the house will belong to half of the personal property of both men and women. After you get the marriage certificate, the house will become the joint property of both men and women. property.