Housing provident fund fraud is a manifestation of breaking market rules, and the state will not sit idly by.

According to the Regulations on Housing Provident Fund Management, if housing provident fund is withdrawn or housing provident fund loans are obtained by fraudulent means such as providing false materials, the housing provident fund management center shall order it to return the defrauded housing provident fund or illegal loans, and impose a fine of more than 3 times the defrauded amount 1 times or a fine of more than 30 times the illegal loan amount1times, and cancel the employee's five-year housing provident fund withdrawal and loan qualification. Those who constitute a crime will be investigated for criminal responsibility according to law.

So once investigated, not only lost face, but also lost money. Maybe you will be investigated for criminal responsibility, so why bother?