With the rapid development of the Internet, consumption in advance has become the mainstream concept of young people, resulting in many young people being heavily in debt. Compared with loans with complicated bank procedures, companies have become the first choice for many people. One of the loan platforms with lower interest rates is ranked in no particular order.

One of the loan platforms with low interest rate, 1, E-point loan E-point loan is a small loan product owned by Yin Bei Consumer Finance. The maximum loan amount that can be applied for is 50,000 yuan, and most users can apply for a loan amount of about 5,000 yuan. The minimum annual interest rate of e-point loan is the fastest 1 minute. 2. The US Mission borrows money. Meituan's borrowing money, like micro-lending, belongs to the white list invitation system. Only users whose personal qualifications meet the conditions of borrowing money from Meituan can find the entrance to borrow money from Meituan. As a pure credit loan product, Meituan Loan can provide users with a maximum loan amount of 200,000 yuan. The more active the Meituan account is, the easier it is to open a Meituan to borrow money. 3. Money Flower is a small loan product owned by Du Xiaoman. The maximum amount that users can apply for is 20,000 yuan, and they can apply for a loan only by providing relevant information such as ID card and mobile phone number. College students can't apply, and the minimum daily interest rate is approved very quickly, and it can be received in 5 minutes at the earliest. 4. Wing Payment Wing Payment is a financial service platform under China Telecom, which includes many small loan products, such as Ping An Small Orange Flower and Sweet Orange Loan. The loan amount that each small loan product can provide to users is different. For example, Ping An Xiaojuhua can provide users with a loan amount of up to 200,000 yuan. 5. White Cat Loan White Cat Loan is a credit product launched by Guangzhou Du Zhi Internet Co., Ltd., with a loan amount of 50-40,000, a loan term of 3- 12 months and a daily interest rate. The above is the related content sharing of "one of the loan platforms with lower interest rates", hoping to help everyone!

Second, the top ten lending platforms

202 1 Top Lending Platforms 10

1. Zhongan Small Loan: It can provide 3000-200000 credit loans to mainland residents aged 22-55, with the longest term of 12 months and the annualized interest rate as low as 7.2%. After logging in, you can complete face recognition with the second-generation ID card, and you can get a loan after binding the bank quota, which can be done in 5 seconds at the earliest.

2. Gome Easy Card: Gome Financial Credit Loan can provide a loan amount of 1 0,000 ~10.5 million yuan, with a maximum loan period of 36 months, a daily interest rate as low as three ten thousandths, and a minimum loan time of 5 minutes. The borrower is required to be at least 22-55 years old, with good credit information and stable income, provide mobile phone number registration in the real-name registration system for more than 6 months, upload the ID card to complete the authentication, and bind the application in the silver area.

3. White cat loan: online fast micro-credit loan with a quota of 500,000 ~ 40,000, with the longest%. The system can automatically audit users with good credit in Xinjiang, Ningxia and Inner Mongolia. You can register with the mobile phone number of the real-name registration system, and you can get a loan by providing your identity.

4. Non-student users aged from Doudou to 50 need to open the application and bind the bank card certification before they can borrow money. The line is 3000 ~ 50000, and it can be borrowed for 24 months at the longest, with a monthly interest of 0.65%- 1.79%. The system will automatically review and release the money on the same day as soon as possible.

5.360 IOU: The loan amount under 360 subjects is 200,000 yuan, and the longest loan can be 12 months. Those who are 22-55 years old can provide ID cards and complete face recognition loans. The annualized comprehensive interest rate is 9%, which is open to the whole country, and a batch of loans will be released.

The above is the "202 1 loan, I hope it will help everyone.

Extended data

With the improvement of consumption level, many young people may sometimes be inevitably short of funds, but they are too embarrassed to ask people around them for money, so they will choose to borrow from the lending platform. However, there are many lending platforms on the market now. What about reliability?

First, ants borrow it.

Ant Lending is a lending platform under Ant Financial Services, which relies on Alipay. Everything is guaranteed and the source of funds is very reliable. If you want to apply for ant borrowing, the sesame credit score must be above 600. Loans ranging from 65,438+0,000 to 300,000 can be provided. As for its low interest rate, the daily interest rate is 0.045%.

Second, 360 IOUs

360 IOU is a personal microfinance platform under 360 Finance, which is also quite reliable. It evaluates customers' credit based on 360 big data, and then provides customers with consumer loan services according to the evaluation results. Its loanable amount is between 500,000 and 200,000, and the daily interest rate is the lowest 0.05%.

Third, microfinance.

Micro-loan is a consumer loan product launched by Weizhong Bank for users of WeChat and mobile QQ. Weizhong Bank is the first Internet bank in China and it is also very reliable. However, it should be noted that the micro-loan system adopts the user invitation system. If you can see the "micro-loan" entrance in your QQ wallet or WeChat wallet, you can apply. The maximum loan amount is 300,000, and the daily interest rate is between 0.02% and 0.05%.

Third, which loan app has low interest, recommend one.

I suggest you choose formal channels, such as banking channels.

If the application amount is less than 50,000 yuan, you can log in to China Merchants Bank Mobile Banking and click My-All-Loan-I want to borrow money to try to apply through this interface. Or you can apply for a loan by credit card: log in to Pocket Life and click Card Finance-Reserve Fund-Apply Now below to try to apply for a reserve fund here, depending on the audit results.