Commercial and residential dual-use houses refer to houses that can be used for both business and residence. This kind of house has an independent property land certificate, which will indicate the purpose. So what are the policies for commercial and residential dual-use houses in Beijing? Next, Bian Xiao will introduce relevant contents to you. Let's have a look.

What are the policies for commercial and residential dual-use houses in Beijing?

1, Beijing commercial and residential dual-use housing policy: the down payment ratio of commercial and residential dual-use housing is 50%, which is much higher than 30% of the first ordinary housing. The loan interest rate is 1. 1 times that of ordinary housing, and the longest loan period is 10 year. Moreover, the housing provident fund cannot be used for loans, and tax incentives are not implemented when purchasing. There are many preferential tax policies for ordinary houses, but there are no corresponding preferential tax policies for commercial and residential houses.

2. Commercial and residential houses can't move into the hukou, which means that children who buy this type of house can't go to school nearby. In addition, utilities and property fees for commercial and residential dual-use houses are generally charged according to commercial standards, far exceeding the residential charging standards, which will increase the living cost of buyers.

What are the advantages and disadvantages of commercial and residential dual-use houses?

1, advantages: commercial housing is not limited to purchase, and the property right of commercial and residential dual-use houses is generally forty or fifty years. This kind of house is not limited to purchase. In addition, commercial and residential dual-use houses are widely used because of their small proportion, low total price. Can be used for self-occupation, office and rental.

2. Disadvantages: short property rights, only 40 years, utilities and other expenses are charged according to commercial standards, and the cost of living is relatively high. Commercial and residential dual-use housing can not be registered, can not solve the problem of settlement, and the living experience is relatively poor. In addition, the investment in commercial and residential dual-use houses appreciates slowly, and there is little room for appreciation.

Summary: The above is what the policy of commercial and residential dual-use housing in Beijing is introduced by Bian Xiao, and the advantages and disadvantages of commercial and residential dual-use housing, hoping to help some friends in need. If you want to know more information, please continue to pay attention to Qijia. com。

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