1. Confirm whether the balance of the provident fund account is sufficient. If the balance of the provident fund account is insufficient, you can deposit enough funds in time to ensure the smooth repayment;

2. Confirm whether the bank card status is normal. If the bank card status is abnormal, such as loss reporting, freezing, etc., it needs to be handled at the bank counter in time to ensure normal repayment;

3. If the deduction fails due to bank network failure or provident fund system problems, the purchaser can contact relevant departments or bank customer service to find out the specific reasons and initiate the deduction again;

4. If the deduction fails due to incorrect personal information or abnormal provident fund account, the purchaser needs to go to the provident fund management center or bank counter in time to verify and deal with it to ensure the accuracy of personal information and the normal use of the account.

Conditions for withdrawal of housing provident fund:

1. When employees or their immediate family members purchase self-occupied houses, they shall pay off the purchase price within one year after signing the purchase contract or handling the house ownership certificate;

2 employees or their spouses repay the principal and interest of the house purchase loan within the loan term and repayment amount;

3, workers or their spouses to build, renovate, overhaul the owner-occupied housing with property rights, within one year after the completion of the housing.

To sum up, the withdrawal of provident fund during work needs to meet certain conditions, such as house purchase, loan, children's education, serious illness medical care and so on. At the same time, there may be differences in the extraction conditions and operation procedures of provident fund management institutions in different regions, and the specific operations should be implemented in accordance with local relevant regulations. It is recommended that individuals carefully understand the relevant policies and regulations before extraction to avoid unnecessary trouble.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.