1, you can choose to buy a house and withdraw it. When withdrawing the provident fund, you can directly go to the local provident fund management center to withdraw it in full.
You can choose to withdraw the housing loan. If you don't choose the provident fund repayment binding, you can usually withdraw the provident fund once a year according to the regulations, and you can use this money to repay the loan;
3. You can rent a house to withdraw the provident fund. During the period of renting, you can use your own rental contract to apply for withdrawing the balance of the provident fund in your account;
4. When the house is renovated, you can also apply for withdrawal of provident fund. You need to prepare your own decoration entrustment contract and other relevant supporting materials, and then apply to the Housing Authority, but there are usually some restrictions on the amount you apply for.
5. If you are a poor household, you can also withdraw it from the provident fund management center with relevant procedures;
6. After general retirement or resignation, you can apply for withdrawal by virtue of retirement procedures;
7. If you have decided to settle abroad, you can also withdraw the provident fund.
The withdrawal amount of housing provident fund is:
1, housing provident fund can be withdrawn once a month in the case of buying a house and using a mortgage, and the total amount of withdrawal should not exceed the actual housing expenditure;
2. Withdraw the housing accumulation fund in the case of one-time payment of the purchase price. Employees and their spouses can fully withdraw the housing provident fund once every quarter, up to four times a year;
3, self-built, overhaul from the housing, renovation of housing provident fund, the total amount of extraction does not exceed the actual expenditure;
4. When renting a house to withdraw the housing provident fund, employees and their spouses can withdraw the housing provident fund in full once a year, and the total amount withdrawn each year should not be higher than the total annual rent.
To sum up, if your application is reviewed by the housing provident fund management department, you need to provide the personal savings account number of the designated bank. After that, the housing provident fund management department will handle the withdrawal procedures of housing provident fund.
Legal basis:
Article 9 of the Regulations on the Management of Housing Provident Fund
The housing provident fund management committee shall perform the following duties in the housing provident fund management:
(a) according to the relevant laws, regulations and policies, formulate and adjust the specific management measures of housing provident fund, and supervise the implementation;
(two) according to the provisions of article eighteenth of this Ordinance, formulate the specific deposit ratio of housing provident fund;
(three) to determine the maximum loan amount of housing provident fund;
To examine and approve the plan for the collection and use of housing provident fund;
(five) to consider the housing provident fund value-added income distribution plan;
(six) to review and approve the report on the implementation of the plan for the collection and use of housing provident fund.