You go to the bank to get it. There are two kinds of bank loan vouchers, one is before the loan and the other is after the loan. After the loan, the loan voucher will record the borrower's loan amount and plan in detail, which is a big voucher for banks and borrowers to verify the loan amount in the future. The loan voucher is a very important piece of information. If the bank does not give it, the borrower must take the initiative to ask for it.

After the provident fund loan is issued, the lender needs to come to the housing management center again to receive the loan materials. After the free post-loan materials service of provident fund is started, the lender can voluntarily choose to post relevant materials by the housing management center, so as to get through the last mile of the provident fund loan service, and the housing management center can achieve the working goal of letting the people run at most once.

Provident Fund loan process

1. Application:

Submit a written application for housing provident fund loan to the housing provident fund management core.

2. First instance:

The core of housing provident fund management conducts a preliminary examination of the applicant's materials, including the applicant's qualification, loan amount and term. After the preliminary examination is passed, the management core issues the Notice of Collateral Examination and Evaluation.

3. Assessment:

After receiving the notice of mortgage review and evaluation, the applicant will take the notice to the designated evaluation institution to evaluate the value of the house to be purchased. If you can afford it, there is no need to evaluate it.

4. Review:

5. Go through the guarantee formalities:

The applicant holds the "Notice of Investigation on Entrusted Loan with Core Guarantee of Housing Fund Management" and goes through the guarantee formalities according to the guarantee method of his choice.

6. Sign a loan contract.