1. Seasonal demand increase: In some specific seasons, such as holidays, shopping seasons or special promotions, consumers' demand for loans will increase significantly, resulting in a very busy consumer finance in Yin Bei. This will lead to longer loan application and processing time.
2. High market demand: Yin Bei's consumer finance has a high popularity and reputation in a certain region or industry, and the number of borrowers will increase sharply. At this time, the workload of handling loan applications increased, resulting in busy services.
3. Approval process: Yin Bei consumer finance implements strict approval process to ensure the compliance and risk control of loans. This leads to the need for more time and resources to process loan applications, resulting in busy services.