1. If the mortgaged car is sold by the mortgage company, the creditor may be required to return the car. According to the relevant laws and regulations, if the mortgagee sells the mortgaged car during the performance of the debt, the debtor may ask the creditor to return the car, and if losses are caused, it shall ask the mortgagee to compensate for the losses.

2. Legal basis: Article 406th of the Civil Code of People's Republic of China (PRC).

During the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected.

Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of the mortgaged property may damage the mortgage right, he may require the mortgagor to pay off the debt or deposit the proceeds of the transfer in advance with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.

Second, what is the specific process of buying a car with a loan?

1. Lead customers to choose cars at the bank's special dealers and sign car purchase agreements or contracts;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. The lender handles the loan;

6. After the loan is paid off, the lender cancels the pledge certificate and returns it to the customer.