After Xiaomi's loan failed, I suggest you try again later. If you fail many times, your credit qualification may not meet the requirements of Xiaomi loan. How long it takes to recover depends on the results of comprehensive examination and approval of the system.
There are generally the following reasons for the failure of Xiaomi's credit line:
1. User's personal information is incorrect: the owner's name of the bank card must be consistent with my real name authentication. Please confirm whether the bank card number, name, ID number and reserved mobile phone number of the bank card are complete and correct.
2. The user's bank card status is abnormal: if the user's bank card status is abnormal, such as the bank card has expired, been invalidated or reported lost, please ask the user to replace the receiving bank card or go to the bank to restore the receiving bank card status to normal.
3. Network failure of Xiaomi loan platform system: When there is a network failure of Xiaomi loan platform system, it is generally that the system is being maintained and upgraded, and users can try again later.
How long will Xiaomi's loan turn gray and recover?
Recover within three months.
Gray means that you don't meet the requirements of the platform at present, and you can't apply for a loan during this period. The best way to restore Xiaomi loan is not to apply for online loan within three months, and it can be restored after three months.
Xiaomi is an Internet company with mobile phone, intelligent hardware and Internet of Things platform as its core, and has rich products and services such as smart phone, smart TV and notebook. Committed to let everyone in the world enjoy the beautiful life brought by science and technology.
When can Xiaomi loan account restore the quota?
Generally speaking, the credit line of Xiaomi Finance can be restored and cleared after a period of time, probably because of the risk in the account. If you directly press the number 8 key, you can transfer to Xiaomi Finance, which may threaten the economic interests of users. Therefore, if the system clears it, the user's credit limit will be suspended. Therefore, users need to keep in good condition on various credit platforms and wait for the system to re-evaluate.
Xiaomi Mall purchased the machine by stages, but Bai Hua's credit line is not enough, so it can be loaned or interest-free:
1, Xiaomi's activities in Xiaomi Mall are interest-free.
2. Xiaomi loan can be borrowed.
Xiaomi staging is a staged consumption service launched by Xiaomi Finance;
1. Certification Open Xiaomi installment quota and online certification.
2. Choose millet installment payment when spending. Support the installment purchase of Xiaomi Mall products.
3. Confirm the receipt of the goods, and make repayment next month. Pay attention to the SMS reminder on the repayment date.
4. Log in to Xiaomi Financial APP or Xiaomi Financial website for quota management.
Small fan loan:
1. "Xiaomi Loan" is a pure credit unsecured loan product for Xiaomi users. Xiaomi Finance determines the corresponding loan amount after comprehensively evaluating the user's behavior. The minimum loan amount is 100 yuan, and the maximum loan amount is available for users.
2. Xiaomi loan interest will be automatically deducted by the system on the monthly repayment date. Daily interest rate calculation formula = outstanding principal * daily interest rate (the daily interest rate of Xiaomi loan will be comprehensively evaluated according to the account and personal credit situation, please refer to the display on your page).
3. For example, if your daily interest rate is 0.5 ‰ and your loan is 10000 yuan, then the daily interest is 5 yuan. If you have overdue principal or interest, the overdue interest rate of overdue principal or interest is 65438+ 0.5 times the normal loan interest rate.