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Do pre-marital property and post-marital mortgage need to be signed by both husband and wife?
Premarital property and marital property are not the same thing. Individuals who want to buy a house in full before marriage and want a mortgage loan after marriage must be signed by both husband and wife. Although the property belongs to one person, the debt is generated within the marriage and may belong to both husband and wife. Therefore, the bank may require both husband and wife to sign together, one as the borrower and the spouse as the debtor.

The income generated by one spouse's personal property after marriage, except fruits and natural appreciation, should be recognized as the joint property of husband and wife. The income generated by the personal property of one spouse after marriage shall refer to the income generated by the joint operation of both spouses. Therefore, property mortgage before marriage will not change its nature. Unless the name of the other party is added to the real estate license, the house is still the personal property of the husband and wife.

legal ground

According to article 1062 of the Civil Code, the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.

Article 1063 The following property is the personal property of one of the spouses:

(1) one party's premarital property;

(2) Compensation or compensation obtained by one party for personal injury;

(3) Property that is determined to belong to only one party in the will or gift contract;

(4) Daily necessities used exclusively by one party;

(five) other property that should be owned by one party.

Article 26 of the Interpretation of the Civil Code on Marriage and Family, except fruits and natural appreciation, the income generated by one spouse's personal property after marriage shall be recognized as the joint property of husband and wife.