This kind of bank loan is legal.

Repay the loan on time according to the loan contract and not be overdue. This is a loan platform on the Internet, but many loan platforms now are very unreliable. It is not that there is no interest as they say, and zero interest is all false and deceptive.

If you really want a loan, it is recommended to fully understand the information of the loan platform and check the registration information and materials to avoid being denied a loan and falling into a loan quagmire.