Houses with provident fund loans can be sold, but before selling, it is necessary to determine whether there is a real estate license. The second-hand market transactions are mainly based on real estate licenses, and only with real estate licenses can they be listed. After finding a suitable object, the buyer needs to pay off all the house payment in one lump sum on the day of completing the property transfer, and then go through the transfer formalities. In other words, the house with outstanding loans is still mortgaged and cannot be listed and traded.

Generally speaking, whether it is a house purchased by a commercial loan or a house purchased by a provident fund loan, it is necessary to pay off the arrears. The house for sale has outstanding debts at present, so it is impossible to handle the transfer formalities.

What details should I pay attention to when selling a house?

1, house price: rationally analyze the actual value of your house. Be careful not to be deceived by methods such as "cage" and lower your psychological price. The main factors to be considered in the house price are: the location and appreciation potential of the house, lighting, ventilation, floor, transportation, online quotation, actual transaction price and price increase (pay attention to the price increase index, and don't be fooled by the opening and closing of the intermediary).

2. Selling: Try to find a large intermediary chain store to sell (generally 10 ~ 20 stores or more) because its management is relatively standardized. Never put it in the hands of self-employed real estate operators with only 1 or a few small shops, because in Zhongcun, a self-employed real estate business department can open it for only a few hundred yuan, and it is difficult to have economic and security guarantees. On the other hand, their operating methods are mostly to depress the house prices of owners and openly "take the price difference as the main source of profit".

3, mentality: don't rush to sell, otherwise the intermediary can follow your psychology, put pressure on you, greatly reduce your psychological house price, and achieve the first step of "eating the difference" to make huge profits.

4. Observation: Observe the reaction of the intermediary, find bad signs from it, and stop the loss in time before receiving the deposit.

5. Sign the contract: Be sure to sign the House Sales Contract recommended by the latest edition of the Housing Authority. Never sign an unreasonable overlord contract made by the intermediary company itself, which is specially used to "eat the difference between the owners"! There are many unequal overlord clauses in it, which is very unfavorable for owners to safeguard their rights and interests.