No, when applying for a loan, the bank has no right to check your criminal record, only your credit record. As long as your credit history is intact, you can get a loan. At present, the credit history of the lender must be checked for bank loans, and some criminal suspects who are released on bail pending trial are worried that they will not be able to lend. Because bail pending trial is a temporary non-custodial treatment measure taken by the relevant authorities against criminal suspects.