Up to now, the city has promoted the full withdrawal of 203 online lending institutions; In addition, 203 P2P platforms in Shenzhen have completely withdrawn. Recently, Shenzhen Local Financial Supervision Administration announced the main achievements in 20 19, some of which were related to the withdrawal of P2P platform within its jurisdiction. According to the Shenzhen Local Financial Supervision Administration, up to now, the city has promoted the full withdrawal of 203 peer-to-peer lending institutions.
：
1. People borrow the world and the platform gives 200 million yuan. Dai Min World is committed to diversifying residents' investment through the Internet, intelligently matching the financing needs of small and micro enterprises with personal consumption needs, and cooperating with Zheshang Bank to launch a fund depository system. The elite of the People's Bank of China risk control team comes from four banks, four accounting firms and well-known law firms to create a "345" risk control model. Restrict each other through four links: investigation separation ability, examination and approval power, investigation, comment, deliberation and approval, so as to ensure that the risk investigation can achieve a standardized, streamlined, data-based and systematic risk control mechanism, establish a bank big data risk level control system, and build a solid "moat" through technologies such as timestamp, electronic signature and data preservation, so as to achieve 360-degree all-round protection of investors' funds. With a strong shareholder background, Renren Lending World provides transparent financial investment services for investors. The paid-in capital of the platform is 200 million, which is one of hundreds of millions of Internet financial platforms in China.
2. The management team consists of elites from Chinese universities such as Chinese Academy of Sciences, Peking University and Sun Yat-sen University, and has rich experience in the fields of finance, Internet and enterprise management. Dai Mintianxia, the fund custodian, joined hands with Zheshang Bank to launch the fund deposit and management function, and now it has officially landed in the bank for direct connection, which is more secure and compliant. In order to meet the regulatory requirements, Dai Min Tianxia cooperated with Zheshang Bank to deposit funds, ensuring that the platform does not touch customers' funds and providing bank-level capital security. Credit V certification has passed the strict Baidu reputation V certification, which truly presents the comprehensive reputation of the website to the majority of users. If users encounter economic losses such as fake websites and phishing scams when searching for private loans in Baidu, they can apply for protection through Baidu's netizen rights protection plan. Big Data Risk Control The World Bank's big data risk level control team for private loans all comes from the bank's credit approval and risk management departments. They conducted strict visits and inspections with reference to the bank's risk control system, making each project transparent and open, and ensuring that each fund corresponds to the borrower one by one.