The maximum loan amount of a credit card is determined according to an individual's credit rating and assets. The maximum loan amount for ordinary credit cards is 50,000, the maximum loan amount for platinum credit cards is 200,000, and the maximum loan amount for black gold cards can reach 2 million, so the credit amount ranges from thousands to millions.

Although the regulations of different banks in different regions are different, the loan amount is basically related to the original credit card amount. Most banks stipulate that the withdrawal amount cannot exceed 50% of the credit limit.