Can the resettlement house be mortgaged? The mortgage loan for resettlement houses must also meet certain standards:/kloc-a general partner who is 0/8 years old and has full civil capacity; Have stable working income, good credit information and repayment ability; Other standards stipulated by financial institutions. Lenders must have good working income, good personal credit status and sufficient repayment ability. If you want to use the resettlement house as a mortgage to apply for a loan, the prerequisite is that the resettlement house has obtained a real estate license.
Shenzhen affordable housing is affordable housing, which is built for the implementation of affordable housing in China. It is a kind of non-profit housing whose market price is lower than the cost price and subsidized by the state to many low-and middle-income families whose per capita living area is less than 4 square meters.
What should I do to apply for affordable housing in Shenzhen? 1. The applicant must be within the specified time. All kinds of outstanding talents who submit applications shall submit graduation certificates, degree certificates and identity documents of outstanding talents. Submit an application form to the housing security department with identity documents and submit the materials specified in the application form.
2. The municipal housing security department, the municipal planning department and the municipal human resources security department will verify the applicant's housing situation, preferential housing policies and medical insurance payment in this city within 30 working days.
3. Communicate with the municipal housing security department in time after the audit results of relevant departments come out. As long as the examination and approval is qualified, the municipal housing security department will make a 15-day announcement on the website of the municipal government and the portal of the departmental government.
4. During the publicity period, if there is no doubt or doubt is not established, it will be included in the waiting list according to the subscription waiting rules, and then the waiting will be started and the waiting data will be published.
5. Applicants waiting in place need to go to the housing security department to choose a house within the specified time. The housing security department will present the approval proposal to the applicant, and then send the qualified list to the municipal real estate industry approval authority.
6. Sign a talent housing sales agreement with the approved construction unit. Within 0/0 days after the signing of the sales agreement, the construction unit shall send it to the municipal housing security department for the record. After the initial registration of affordable housing in Shenzhen, the construction unit will help the applicant to apply for the policy housing property certificate together.