China Merchants Bank can enjoy interest-free service by installment, and the handling fee will be shared monthly. Due to different brands and cooperation modes, the number of installments, the handling fee rate and the down payment ratio will be different.

Credit card installment fee = installment total amount * monthly rate. The installment fee rate of China Merchants Bank is 0%- 1.5%. The specific rate is related to the number of installments and different credit card installment types. China Merchants Bank will analyze the credit card borrowing, repayment and daily use of users according to the evaluation results of our system when handling the installment business.