1. According to relevant information, 40% means 40%, 40% is actually spoken and the percentage is written, so 40% of 760,000 is 760,000 times 4% equals 304,000.

2. Down payment is the lowest proportion of down payment according to the national proportion when buying a house. Of course, the payment can be higher than this amount, but not lower than it. As for the remaining loans of banks, since June 2006, the down payment ratio of individual housing mortgage loans shall not be less than 30%. Considering the housing needs of low-and middle-income people, the down payment ratio of 20% is still implemented for those who buy self-occupied housing with a construction area of less than 90 square meters.