Now the bank staff are very disgusting. As I have learned before, many loans have to give bank lenders red envelopes in addition to interest. As for you being cheated, first know the amount, how much you borrowed, how to repay the loan, the repayment date and so on. In fact, these are also collecting evidence, including your loan signature form. You should keep it with sufficient information and directly cover the case. It takes some time to deal with such cases. You know the efficiency of China. You have a good chance of winning.