loan limit

Terminology scope

Lending time

Fee Schedule

Repayment method

The maximum amount is 70%

1-3 months

2 working days

The comprehensive monthly interest rate is 3%

instalment repayment

Application conditions

1. China (excluding Hong Kong, Macao and Taiwan) citizens, salaried workers and business personnel who are aged 18-65 and have worked in the current unit for more than six months (if not > six months, but the work content of this unit is the same as that of the previous unit, and the working years of the previous unit can be accumulated).

2. There are no minors under the age of 18 and no adults over the age of 70 (including 70) among the owners of the mortgaged property.

3. If the house property is mortgaged for the second time, the first mortgagee of the house must be the bank.

4. The borrower needs to own one or more sets of ownership houses (at least one set of ownership houses in this city).

Application material

1. Original identification of the owner and spouse.

2. The original household registration of the property owner and spouse.

3. Marriage certificate (marriage certificate, divorce certificate, single certificate).

4. Original property certificate.

Original personal credit report within 5.20 days.

6. Proof of work and income.