The procedures and procedures for housing provident fund off-site personal housing loans are as follows:

1. The Loan City Provident Fund Center accepts employees’ consultation on off-site loan business and informs them of the required review materials for the loan at one time;

2. The employee himself or his client submits an application to the city provident fund deposit center. The city provident fund deposit center will verify the employee's deposit loan status based on the employee's application, and provide personal housing loans or unused housing provident funds. Deposit-paying employees who have paid off their first housing provident fund personal housing loan shall issue the "Certificate of Use of Housing Provident Fund for Employees with Off-site Loans";

3. After the Loan City Provident Fund Center accepts the employee's off-site loan application, it shall submit to the deposit-paying employee The Urban Provident Fund Center verifies the authenticity and completeness of the information in the "Certificate of Payment, Deposit and Use of Housing Provident Fund for Employees with Off-site Loans".

4. If the personal housing provident fund account of the depositing employee is transferred during the loan repayment period in another place, the original paying city provident fund center should promptly notify the lending city provident fund center and the transferred city provident fund center.

5. The transfer to the urban provident fund center should promptly re-identify and record the off-site loan status after receiving the employee housing provident fund account.