Leshan City Commercial Bank was established and gradually developed on the basis of the original Leshan City Credit Cooperative. 1September, 1992, Leshan Credit Cooperative Center was established to provide leadership, management and services to the credit cooperatives in the city, and it is the competent department of the credit cooperatives in the city within its jurisdiction. With the deepening of financial reform and the gradual strengthening of the financial strength of Leshan Credit Cooperative Center, Leshan City is listed as one of the fourth prefecture-level cities in China to set up urban cooperative banks. 1In February, 1997, Leshan Urban Cooperative Bank was established and continued to implement the "management society" system for other urban credit cooperatives in the city. 1May, 1998, it was officially renamed Leshan City Commercial Bank.

Since its establishment, Leshan City Commercial Bank has persisted in implementing Scientific Outlook on Development, adhering to the purpose of "serving small and medium-sized enterprises and boosting local economy", persisting in market-oriented and customer-centered, constantly improving the corporate governance structure, strengthening the construction of internal control management system and risk control, and vigorously promoting the construction of "enjoying the landscape and serving thousands of people" project, which has achieved good business performance and achieved coordinated and rapid development of scale, quality and benefit.

Since 2003, the total assets and the scale of deposits and loans of Leshan City Commercial Bank have maintained an average annual growth of more than 30%, and have achieved profitability for nine consecutive years. Various regulatory indicators have been continuously improved, and the main regulatory indicators have reached and exceeded the regulatory requirements. Since its establishment, it has provided more than 50 billion yuan of credit support to all sectors of society, covering manufacturing, construction, transportation, tourism, chemical industry, electric power, culture and education, textile and urban infrastructure construction, as well as small enterprises, micro-enterprises and individual industrial and commercial households. Business varieties have developed from simple deposit, loan and settlement to various credit tools and settlement products such as enterprise and personal loans, discounts, acceptance and letters of guarantee, bank cards, collection and payment, telephone banking, online banking, large and small payment systems, self-service banking, and more advanced banking integrated business systems.

As of September 30th, 20 1 1, the total assets of Leshan City Commercial Bank reached 16502 1800 yuan, and the balance of various loans was 8,563.85 million yuan, an increase of1276.83 million yuan compared with the beginning of the year. Various deposits 1.274428 million yuan, an increase of 426.79 million yuan compared with the beginning of the year. The main regulatory indicators have reached the regulatory standards, including the single customer loan concentration of 6.59%, the single group credit concentration of 65,438+04.27%, the non-performing loan ratio of 0.67%, the provision coverage ratio of 3,765,438+0.365,438+0%, the loan loss reserve adequacy ratio of 307.68% and the capital adequacy ratio of 65,438.