Generally, the interest rate of small commercial banks is low, and the interest rates of the four major banks are the same, mainly depending on your personal credit record.

2. Which bank has the lowest credit loan interest rate?

Bank of China: The upper limit of the annual interest rate of the e-loan credit loan of Bank of China is 4.35%, and differentiated pricing is implemented according to the specific situation of the borrower;

2. Agricultural Bank of China: Netjet credit loan, with a minimum annualized interest rate of 4.35%-4.5% for one-year loans. Interest rates vary in different regions, and differentiated pricing is also carried out according to the qualifications of borrowers;

3. Postal Savings Bank: The annualized interest rate of postal savings loans is 4.35%-7.05.

3. Which bank has the lowest loan interest rate?

The interest rate of bank loans in China is very low. Banks are legally established financial institutions engaged in monetary and credit business, and are the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchised institutions, investment banks and the World Bank, with different responsibilities. Central Bank: China People's Bank is the central bank of China. State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank. State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications. Franchise: refers to the institutions established by commercial banks for specific business areas of the Bank, which are different from traditional branches; Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc. World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.

4. Which bank has the lowest mortgage interest rate in 2023?

Including the loan amount, repayment period, the borrower's credit history and so on. In addition, the bank's interest rate policy is constantly changing. I suggest you contact a number of banks, introduce the rate policy and related requirements, and then compare them.