Now people's economic level is getting higher and higher. Many people have a suite in their hometown, but they want to buy a house at their workplace because they have been working in other places for a long time. But our country has made some restrictions on buying a house. So buying a house across provinces is not a second suite? Let's take a look with Bian Xiao.

First, is buying a house across provinces a second suite?

1. Buying a house across provinces counts as a second suite, because the standard for identifying a second suite is based on the family, including the borrower, spouse and minor children, regardless of the purchase area.

2. At present, China's bank credit information system is networked nationwide. If it is a bank loan to buy a house, every bank can check the loan record from the central bank's credit information system, so buying a house in a different place is also considered as a second suite.

Second, these situations will be identified as two suites and three suites.

1. I bought a suite with a loan, which can be found in the house registration system. The house purchased by the second loan is identified as the second suite.

I bought a suite with a loan, but sold it. I can't find it in the house registration system, but if there is a loan record in the bank credit information system, the house I bought with the second loan will be recognized as the second suite.

3. I bought a suite in full, which can be found in the house registration system. A house bought by refinancing is considered as a second suite.

4. There is no query condition of the housing registration system in this area. The bank conducted an audit investigation and found that the lender already has a house, and then buying a house is considered as a second suite.

5. There are two suites with loan records under the personal name, one has been paid off and the other has not been paid off. At this time, the loan to buy a house is three suites.

6. There are two suites in the name of an individual with a commercial loan record, and the loans for both suites have been paid off, and two sets of housing certificates can be provided. In this case, although there is no room in the name, if you buy a house with a loan at that time, it will be regarded as a third suite.

Bian Xiao concluded: These are the articles that Bian Xiao shared for you today. Buying a house across provinces is not a second suite, and these situations will be identified as second and third suites. I hope the article shared by Bian Xiao can help everyone. If you need to know more, please continue to pay attention to Qijia. com。

Enter the area and get the decoration quotation for free.